Loan Promo





Apply Online

Take advantage of this special loan rate!
Consumer loans as low as 5.55% APR.

To qualify for the promotional loan rate, an automatic debit of monthly payment from an RCB Bank checking or savings account is required. 

You can begin your application by clicking below and selecting the loan type from the drop down menu.

Frequently Asked Questions

How do I submit an online application?

  • Visit our website at rcbbank.bank and click Apply Now under Loan Promo.

How long will it take before someone contacts me once I have submitted my completed application?

Our Loan Officers are working online requests as quickly as possible and will contact you during normal business hours and typically within one hour upon receipt of your completed application. Due to the high volume of applications, it may take longer.

I’m having trouble completing my online application. Who can I contact?

Please feel free to send an email with your contact information and issue to our online help desk at [email protected] and a representative will contact you as quickly as possible during normal business hours.

How can I check the status of my online application?

  • If you submitted a joint application, please make sure that your joint applicant has completed their section as well. The joint applicant will receive an email as soon as the primary borrower has completed their part and clicked Finish.  RCB Bank will receive the completed application once BOTH parties complete their sections and click Finish.
  • A Loan Officer will send you an email typically within one hour upon receipt of your completed application so you will have their contact information to request an update if needed.
  • If you have not heard from a Loan Officer within 24 hours, please feel free to email [email protected] to request an update.

I’m completing the online application on my phone and can’t see some of the fields.

It may be helpful to turn your phone sideways and zoom in by pinching your fingers apart on the screen. It may also be easier to view on a tablet or PC.  Please feel free to visit one of our branches if you are not able to complete the online application.

This consumer loan offer for title-secured vehicles is available for a limited time only. APR includes a 3% discount for automatic debit of monthly payment from an RCB Bank checking or savings account. Rate could increase if automatic debit is canceled at any time during the term of the loan. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term and any fees. With approved credit, including a minimum credit score of 675. Financing available for up to 100% purchase price (new) or 105% NADA trade-in (used 2019-2024) models. Generally not available for refinance of existing RCB Bank loan. Other terms, restrictions and exclusions may apply. RCB Bank reserves the right to change and/or discontinue the promotion at any time without notice.

Ask about Payment Protection

Payment Protection covers you in case of accident, injury, illness or death.

Shield with stethoscope

 

Credit Life
Pays off your loan if you die.

Shield with family

 

Credit Disability
Makes payments on your loan if you become ill or injured and cannot work.

Shield with car

 

Guaranteed Asset Protection (GAP)
Pays off remaining loan balance after insurance settles if you’re in an accident.

Credit Life, Credit Disability and GAP Insurance are optional products and not required for loan approval. Credit Life pays off outstanding loan balance upon death of insured party. Credit Disability makes payments on loan if insured party becomes disabled and is unable to work. GAP Insurance covers the residual value of the loan as of the date of loss. Ancillary products can be purchased at an additional cost, which vary based on loan terms. Qualifications and restrictions apply. See lender for specific questions.

Like what you see? Get in touch to apply for a loan today.